Terms of Service

Last updated: August 2026

These Terms of Service (“Terms”) govern your use of the website located at eralife.co (the “Site”), operated by EraLife (“EraLife,” “we,” “us,” or “our”). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

1. What EraLife Is

EraLife is an independent informational resource for people researching life insurance. EraLife is not an insurance company, does not underwrite insurance policies, and is not a party to any insurance contract. Information submitted through the Site may be used to connect you with licensed, independent insurance agents and carriers who can help you find coverage.

2. No Guarantee of Coverage, Pricing, or Approval

Any pricing, coverage amounts, or examples shown on the Site are illustrative only and are not a quote, offer, or guarantee. Actual eligibility, pricing, and coverage availability are determined solely by the licensed insurance carrier underwriting your policy, based on your individual circumstances and state of residence. EraLife does not guarantee that you will be approved for, or offered, any specific policy, rate, or coverage amount.

3. Eligibility

You must be at least 18 years old to use the Site or submit information through it. By submitting a form on the Site, you represent that the information you provide is accurate and that you are the person described in it, or are authorized to submit it on that person’s behalf.

4. Acceptable Use

You agree not to:

• Submit false, misleading, or fraudulent information;
• Use the Site in a way that violates any applicable law or regulation;
• Attempt to interfere with, disrupt, or gain unauthorized access to the Site or its underlying systems; or
• Scrape, harvest, or collect information from the Site for unrelated commercial purposes.

5. Third Parties

If you are connected with a licensed insurance agent or carrier through the Site, your relationship with that party is governed by their own terms, policies, and applicable insurance regulations. EraLife is not responsible for the acts, omissions, products, or services of any third-party agent or carrier.

6. Disclaimer of Warranties

The Site and its content are provided “as is” and “as available,” without warranties of any kind, express or implied, including warranties of accuracy, completeness, or fitness for a particular purpose. EraLife does not guarantee that the Site will be uninterrupted, error-free, or secure.

7. Limitation of Liability

To the fullest extent permitted by law, EraLife will not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site, or from any product or service offered by a third-party agent or carrier you are connected with through the Site.

8. Changes to These Terms

We may update these Terms from time to time. Changes take effect when posted to this page. Continued use of the Site after a change means you accept the updated Terms.

9. Contact Us

Questions about these Terms can be sent to support@eralife.co or mailed to:
EraLife
19744 Beach Blvd #529
Huntington Beach, CA 92648